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Ms. Rosemary Kirbach – Advisor
Ms. Kirbach graduated from Columbia law School in 1990. She then joined Paul, Hastings, Janofsky & Walker, where she worked as an associate before making partner in 1998. Rosemary resigned from Paul Hastings in 2002 to focus on her son Patrick, who has autism. She remains an active member of the California State Bar.
Rosemary was also a founding Board member of SEED (Special Education Enrichment Development Foundation) and has served on the Special Ed Advisory Committee for the Lafayette School District. She also started the Lafayette Little League Challenger team in 2006. Rosemary graduated with high distinction with a BS in Accounting from Penn State and has a Juris Doctorate (JD) from Columbia Law School.
Mr. Jon Elfin – Advisor
Jon Elfin is a fee-based financial planner focusing on families with special needs dependents. He has been in practice since 2002. Jon received his BA degree from Washington State University and his MBA from St. Mary’s college in Moraga, California. Jon was listed as a “5 Star Wealth Manager” through Diablo Magazine in 2011, 2012, 2013, 2014, 2015, 2016. Jon has presented to various organizations, including the San Francisco Autism Society and the Soto’s Association in Portland Oregon.
Jon regularly gives back to the community. He was one of the founding members and original board member of Sunflower Hill. He has been a Special Olympics coach since 2002 and served as Chairman of the Valley Health Care Charitable Foundation board. Additionally, Jon taught “Financial Strategies for Successful Retirement” at St. Mary’s College.
Jon has two adult children, Jessica and Jacob. Jacob has trisomy 9, a rare genetic disorder that causes significant disabilities. Jon’s wife, Lynn Monica, is a Sunflower Hill board member and Director of Sunflower Hill Gardens.
Ms. Julie Borg – Advisor
Julie Borg is the Founder and CEO of Borg Fence. Borg Fence has been the premier fencing company in the Bay Area for over 16 years. Specializing in all types of fencing, decking, railing, shade structures, retaining walls and restoration, Borg had primarily focused her business in residential over the last several years.
Julie expanded her scope three years ago when she was certified as a woman owned business as well as a small business enterprise (SBE) and disadvantaged business enterprise (DBE), which expanded her business into big commercial work. She is now working many State and Federal contracts, including the Bay Bridge project, numerous Cal Trans projects, BART, and specialized General Construction projects within the Public Works space.
Julie also owns Borg Lumber, LLC., a wholesale lumber company, which she runs out of her Livermore office. She serves as an advisory group member for CEO’s through Vistage International and participates in numerous groups and forums within her industry.
She has been a supporter for children’s causes over the years, supporting numerous local charities. Enlightened by her best friend’s special needs son, her broadened commitment to this “cause” is very important to her. Julie is a single mom who raised her children in Pleasanton until more recently moving to San Ramon with her two boys, Seth and Liam. Daughter Alexa will be graduating this year from University of Arizona. She is a business graduate of San Francisco State University.
Mr. Alan Cerro – Advisor
Since 1996, Alan Cerro has been consulting for closely held real estate partnerships providing expertise on the viability of potential land and building acquisitions. He also has provided counsel on obtaining property entitlements, structuring leases, and supervising property management and homeowners’ associations.
Alan is the Broker/Owner of Cerro Vista Land & Development. His present focus is on the acquisition and entitlement of vacant land but he also works with clients to buy, sell or lease commercial property. Mr. Cerro is also Co-Owner of San Mateo based C & V Investment Company which owns and manages retail and multi-residential property on the Peninsula and throughout the East Bay. In 2005, Alan collaborated with two partners to form Dutra-Cerro-Graden (DCG), a real estate development and consulting company focused on working with churches, not for profits, school districts and other “community benefit” organizations. While remaining a founding partner, Alan parted ways with DCG in 2015 and has since chosen to focus on a smaller private practice.
Alan’s career in real estate began in high school when he managed property for his father’s real estate development firm and has evolved to include his involvement in a significant number of residential and commercial development projects. In residential development, he has taken part in the successful completion and sale of a number of mid-size subdivisions in California’s Bay Area, Central Valley and Redding areas. He has been directly involved in the development and construction of more than 500 homes with an additional 125 custom lots sold at final map. He also has been active in commercial real estate development with more than 270,000 square feet of commercial properties developed, sold or leased. He also developed, funded, and constructed the Central Self Storage facility in Atwater, CA with 85,000 square feet of storage space.
Alan studied Economics at the University of California-Berkeley. In addition to holding his California Brokers License, he is also Series 7 licensed for General Securities. He specializes in fractional ownership of real estate holdings that qualify for IRS 1031 Exchange provisions. Alan offers securities through Concorde Investment Services, member FINRA/SIPC; advisory services through Concorde Asset Management, LLC (CAM), an SEC registered investment adviser; and insurance through Concorde Insurance Agency, Inc. Cerro Vista Land & Development and Sunflower Hill are independent of CIS, CAM and CIA.
Alan is active in his church where he serves as a leader in Men’s Ministries. He is currently serving on the Board of Directors for Shepherd’s Gate Women’s Shelter with campuses in Livermore and Brentwood. He also serves on the Advisory Board of Sunflower Hill, a not for profit organization committed to the development of housing for adults with special needs.
Mr. Iman Novin,Principal, Novin Development-Advisor
Mr. Novin has more than 13 years of experience in the multifamily development sector with a focus in mixed-income and transit-oriented development. Prior to starting Novin Development, he worked at MidPen Housing as Director of Acquisitions and at BRIDGE Housing as a Project Manager in both northern and southern California. While at MidPen, he lead acquisition efforts across the Bay Area, closing new deals and managing broker and investor relationships. While at BRIDGE, he helped secure entitlements and LEED ND certification for MacArthur Transit Village, a 675-unit masterplan community in Oakland among other successful investment and development projects. Prior to BRIDGE, Mr. Novin worked in the real estate and planning divisions of Centre City Development Corporation (CCDC, now Civic San Diego) as well as with Keyser Marston Associates (KMA) in their San Diego office. He is actively involved, serving on the Walnut Creek Planning Commission and Board of Directors of the Trinity Center and Chamber of Commerce. Mr. Novin holds degrees in Structural Engineering and Urban Studies and Planning from the University of California, San Diego with honors.
Mr. Matt Rusca – Advisor
Matt Rusca is the owner and president of Grandflow, Inc. a solutions provider for print and marketing based in Livermore. Grandflow assists clients in many industries by streamlining and managing print, promotional and marketing procurement needs. Through web-based procurement solutions software Grandflow customizes each client’s unique environment – resulting in greater control and lower costs. Grandflow was also honored recently as the Livermore Chamber of Commerce Small Business of the Year.
Matt holds a degree in Business from Cal State East Bay. He is also a graduate of Las Positas College and of the SSPP School (Society for Service Professionals in Printing). Born and raised in Oakland, CA, Matt been a part of the local community since 1987 and is on the board of directors for the Livermore Valley Winegrowers Foundation. He was a founding member of the Las Positas College Foundation board of directors and the past president of the Rotary Club of Livermore Valley. He is currently their first Partner in Rotary. He has also served as Athletic Director for St. Michael’s CYO Basketball program and as a board member of the Livermore National Little League.
Having family and friends with children of special needs, Matt is committed to creating opportunities for long term adult residential living and programs.
Mr. John D. Sensiba – Advisor
John Sensiba is Managing Partner of Sensiba San Filippo, LLP, a Pleasanton-based firm providing accounting, business consulting and tax advisory services to companies throughout Northern California. Mr. Sensiba directs the firm’s strategic plan and market growth – overseeing the delivery of superior client services.
As a licensed CPA and nationally recognized industry expert on economic and tax matters he is frequently asked to serve as an advisor to other Professional Services firms as well as to C-level officers and business executives. He received his bachelor’s degree in Accounting from San Jose State University.
A committed community leader, Mr. Sensiba currently serves as a board member of the Stanford/Valley Care Health System, Board Chair of Innovation Tri-Valley Leadership Group, Board Chair of the Pleasanton Chamber of Commerce’s Business and Community Political Action Committee and is an active member of the Rotary Club of Pleasanton.
Mr. Sblend Sblendorio – Advisor
Sblend Sblendorio is a shareholder with Hoge, Fenton, Jones & Appel, a San Jose based law firm with offices in Pleasanton. As an expert in real estate, land use and finance, Sblend has negotiated hundreds of business acquisitions and dispositions, entitlements and real property transactions as well as public assistance financing, development agreements and specific plans.
He is the public member of the Alameda Local Agency Formation Commission (LAFCO.) He holds bar admissions for the state of California, as well as the U.S. Court of Appeals, and the U.S. District Courts/U.S. Bankruptcy Courts in California’s Northern, Central, Southern and Eastern Districts.
He is a Cum Laude graduate of Loyola Law School and Magna Cum Laude graduate of Santa Clara University, with a Bachelor of Science degree in Political Science. He served on the board of directors for I-GATE Development Corporation – one of six “innovation hubs” designated by the state of California and is a past president of the Livermore Valley Winegrowers Association, the Eastern Alameda County Bar Association and the past chair of the Livermore Valley Chamber of Commerce and the Alameda County Agricultural Advisory Committee. He serves on the board of Innovation Tri-Valley Leadership Group. Sblend resides in Livermore and is active in the Livermore Rotary and co-founded the Livermore Junior Football League. He has a nephew (Patrick) with special needs who lives in Napa, California.